Renters Insurance in North Carolina

If you are in the market for renter's insurance, look no further than Hausmann Insurance & Financial Services in Charlotte, NC. Renter's insurance can protect you from things such as vandalism, theft, fire, etc. None of these can be predicted. There are a variety of options available when it comes to a policy. It is best to speak with an insurance agent to find out your insurance needs.

Is Renter's Insurance Mandatory in North Carolina?

Renter's insurance is not required by state law. However, you will likely run into a landlord that will require you to have renter's insurance. If this is the case, you must obtain a policy for them to rent to you. Regardless, it is an inexpensive way to keep your personal items safeguarded should something happen that is out of your control.

What are my options?

As far as coverage goes, you have many options to choose from. You need to ask yourself what type of protection you are looking for before you decide on a policy.

• Personal property coverage - coverage if any of your personal belongings get stolen or damaged in an event
• Personal liability coverage - coverage if you are held liable for injury to another person within your apartment or house
• Additional living expenses - coverage that will take care of additional expenses if you can't live in your unit due to an unforeseen event
• Medical payments coverage - coverage if a guest is injured on your premises

Choose wisely. You may feel that you may not benefit from certain coverage, and that is your choice. However, the more coverage you have, the better it will be for you. It will be quite expensive for you to pay out of pocket if you do not have the required insurance.

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Visit our office at Hausmann Insurance & Financial Services Renters Insurance in Charlotte, NC to obtain a quote today for renter's insurance. Our agents are ready to answer your questions.