Life Insurance in North Carolina

North Carolina Life Insurance

Did you know that most Americans across the country agree that life insurance is a necessity, yet many of them don't carry a life insurance policy themselves? It's easy to put it off and undervalue the importance of having this type of insurance, but it is more vital than you may think. Here at Hausmann Insurance & Financial Services in Waxhaw and Charlotte, NC, we value helping you protect the people you care most about.

We help people understand the versatility of how a policy like this can help you. Here are some different examples of some expenses that a life insurance policy could help pay for:

• Your final costs and burial
• inheritance for your children
• paying for college debt expenses
• replacing the income that you've once had with a career

Life Insurance Options

Just like any other line of insurance, you can customize it to meet your particular needs. Here is a quick overview of the most commonly selected life insurance plans.

• Term Life Insurance - This kind of policy is designated for a set time frame (i.e., 30 years). If you pass away before it expires, your beneficiary is given a predetermined set of money.
• Whole Life Insurance - This policy does not expire, and also has added benefits like attaining cash value.
• Universal Life - This is similar to whole life. However, you have more flexibility with the policy features and customization.

Why Choose Hausmann Insurance and Financial Services?

All of our agents go above and beyond your expectations to ensure you have the right policy for your situation. We value the importance of you and your family's future. We take a personalized approach for every client we serve who wants to get a policy in North Carolina. Don't delay in attaining the peace of mind you want for you and your family. Give us a call to discuss a new plan on the phone or stop in our office in Waxhaw or Charlotte, NC and see us today.