If you are looking for insurance to protect your motor home, there is only one place to shop, and that it here at Hausmann Insurance & Financial Services in Charlotte, NC. Motor home insurance is similar to homeowners or renter's insurance. However, it differs a bit because although people live in motor homes, they are also vehicles and need specific auto insurance policies. There are various options that you can choose from to keep you and your family protected.
Yes, in North Carolina, it is mandatory to have insurance if you are driving the home to another location. Every kind of RV and trailer must be insured in North Carolina. You must have both liability and uninsured motorist coverage to pass the legal requirements. You must have at least $30,000 for bodily injury liability per person and at least $60,000 for all persons involved. You can face severe penalties and fines if you fail to obtain and maintain insurance.
Of course, you do not have to settle with liability coverage if you want more protection. First off, let's take a look at the type of RVs and motor homes that can be insured.
Motorized RVs that can be covered are:
Trailers that can be insured are:
As far as additional coverage, you can choose from any of the following:
Visit our office at Hausmann Insurance & Financial Services for a quote today if you live in or near Charlotte, NC, and own either a trailer or RV. We will work to make sure we always give you reliable coverage to keep you protected.
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