Condo Insurance in North Carolina

Condo Insurance & Coverage

Here at Hausmann Insurance & Financial Services, we offer many types of insurance coverage, and condo insurance is one of them. If you live near or in Charlotte, NC, and require condo insurance, we can help you out. Condo insurance is similar to both renter's insurance and homeowner's insurance. It protects you, your family, and your personal property. It is great to have because you can never predict the future.

While condo insurance is not mandatory in the state of North Carolina, The Condo Association must carry their own. However, their insurance will only protect individual units if the building is a multi-story condominium. It will not include improvements or betterments that were installed by owners. Again, this does not affect the rights of any person to obtain their own insurance, especially if you have made improvements to your unit.

If you are looking for condo insurance coverage options, you can choose from any of the following:

• Persona liability insurance
• Condo loss assessment coverage
• Personal property and valuables
• Permanently attached building items inside the condo unit

You will need to decide which option is best for you. Do you want just to protect the dwellings of your unit? Do you also wish to have coverage to replace your personal items in the event of theft? You can decide based on your personal preferences. You should also check with your condominium owner before getting insurance just to check what theirs does and does not cover.

Quotes

If you are looking for a quote, you can simply give us a call or visit our Hausmann Insurance & Financial Services office for one. Again, we are located in Charlotte, NC, and are here to serve any person living in North Carolina. We have many coverage options available, and we are sure we have one that will fit your needs.