Renters insurance provides many benefits to renters. It covers theft, damage, vandalism, and many other situations. Although you don’t own the space you’re renting, you can still protect your personal belongings if unforeseen events take place. Our team at Hausmann Insurance & Financial Services is committed to helping Charlotte and Waxhaw, NC renters get coverage for their personal belongings.
What is Renters Insurance?
Renter’s insurance is designed to protect and cover your personal belongings if they are damaged or stolen. Renters insurance covers your personal belongings in your apartment, condo, and house. The walls and unmovable fixtures/physical structure of your rented space aren’t covered by a renters’ insurance policy, just your personal belongings. Covered events include fires, vandalism, theft, and more. If a pipe bursts in your apartment and damages your furniture, clothing, books, etc., renters insurance will pay for the repair or replacement of any items that can be fixed.
Renters insurance also provides liability coverage. If you invite a friend over and someone is injured during the visit, your renter’s insurance will cover their injuries. Also, if someone’s property is damaged while visiting your home, renters insurance will pay for the damage. Liability coverage will provide coverage for bodily injuries as well as property damage if these incidents take place in your rented space.
Will renters insurance cover the skates that were stolen from my car?
Yes. Renters insurance will pay for the replacement of your skates if they are stolen from your car while parked at your rental space or somewhere else. You would simply file a claim with your insurance company for the replacement of your stolen skates.
We Are Here To Help
If you have questions about renters insurance and everything that’s covered, call us at Hausmann Insurance & Financial Services serving the greater Charlotte and Waxhaw, NC region. We’d be happy to answer all of your questions.
