Improving Your Driving Record and Managing Car Insurance Rates
If you are a driver in the Charlotte or Waxhaw, NC area with a less-than-stellar driving record, overcoming the repercussions may seem daunting. Your car insurance rates may have skyrocketed and could take years to reset.
At Hausmann Insurance & Financial Services, we want you to know there’s help available. Here’s how to repair and manage your driving record.
Know Your Standing
The first step to managing your driving record is understanding what it contains. Please obtain a copy of your record or view it online. Ensure it’s accurate and challenge any discrepancies. Document past violations and keep track of when they will be removed from your record. Regularly monitor your record to be sure any expired violations are cleared.
Consider Driving Courses
Many states and insurance companies offer incentives for drivers who take defensive driving courses. These courses are often inexpensive and can be completed online at your convenience. They could lead to discounts or even the elimination of certain violations.
Adopt Safe Driving Practices
Much like rebuilding poor credit, mending a driving record means not adding any further violations. Concentrate on maintaining a clean record for the year or two it may take to see improvements.
Compare Insurance Rates
While comparing car insurance rates won’t repair your driving record, it could save you money on your policy. In many cases, comparison shopping is the best way to save on car insurance.
Whether your driving record is spotless or marred by several incidents, we invite you to request a quote from Hausmann Insurance & Financial Services, which proudly serves the Charlotte and Waxhaw, NC area. We will provide a quote based on your current information. Remember, it’s an advantage to compare before you choose.
We look forward to assisting you.
