Before you venture onto the water, you must cover your boat adequately. Hausmann Insurance & Financial Services provides boat and watercraft insurance in Charlotte and Waxhaw, NC. In addition to standard boat coverage, consider these optional coverage types.
Emergency Services
What do you do if you are stranded in open water? You could face unexpected expenses if your boat runs out of gas or requires repairs. Emergency services coverage can help, offering assistance with towing, labor, and the delivery of batteries or fuel.
Belongings and Equipment Coverage
You may want to consider personal belongings coverage. If your items are damaged while on the boat, this policy can cover the costs of repairing or replacing them.
If your boat carries expensive fishing or navigation equipment, consider equipment protection. If the equipment is lost or damaged while on the boat, their repair or replacement costs are covered.
Clean Up and Salvage Coverage
If your boat sinks, the cost of removing the wreckage can be substantial. It’s crucial to understand you are responsible for removing your boat and cleaning up any wreckage. A wreckage removal policy ensures you won’t pay for this out of pocket.
Fuel spill clean-up coverage can cover the costs of cleaning up any fuel spills caused by your boat.
Agreed Value Coverage
Boats, much like cars, typically depreciate over time. However, if you choose an agreed value policy, you’re covered for the full initial value of your boat.
Boat Insurance at Hausmann Insurance & Financial Services
If you need boat insurance in Charlotte or Waxhaw, NC, contact us at Hausmann Insurance & Financial Services. Our agents will understand your needs and assist you in choosing the best coverage.
